Tuesday, 5 August 2008

Idea generation #43: Uninsured, beyond subprime, danger in student loans

Millions uninsuranced: Another article on people not getting enough treatment due to the lack of insurance (See related post here). What is going on? If a BOP insurance market can be created where people pay 13 cents per month, why can't a simlar market be created for the Americans? I need to study the Narayana Hrudayalaya to understand their model and hopefully come up with a working model for developed countries.

One way is to tap on the medical hubs popping out of the globally to create a lower insurance premium. I blogged about this idea here.

Markets for landing slots
: Whenever there is scarcity, we need to use price mechanisms to regulate demand and supply. As technology makes markets out of previously impossible situations such as landing slots, we will see explosions in value creation.

Danger lurks when shopping for student loans: This is definitely crazy. Who in the right mind will not want to shop around for something as important as a study loan? I am sure there is business here for peer to peer lending for study loans. Alternatively, how about a data driven comparison site that helps students get the best deal?